UAMS.EDU

Life Events

Use these checklists to update your benefits when you experience a major life event.  Please be aware that the benefit changes you wish to make must be on account of and consistent with your life event.  You have a 30-day window to make changes.  Contact our office at 501.686.5650 if you have any questions.

 

Other events:

When two members of a household both work at a UA campus

Generally a person can only be covered once under a UA insurance plan. If you and your spouse and/or a child both work at a UA campus (and both are eligible for benefits), keep in mind:

No employee or dependent can be covered more than once. For example you can have your own medical coverage or be listed as a dependent on your spouse’s plan, but not both.

You can select a different medical plan option than your spouse and you may add your children to either coverage, but not to both.

Each parent can be enrolled in a different medical plan, and each of them can enroll a different child under their coverage–but both cannot enroll the same child.

Death

Contact Human Resources at 501-686-5650 if a death occurs in your family. We will ask you for a death certificate and will then take care of processing the claim for you. We will also advise on continuation of coverage for surviving family members.

Life planning, financial and legal sources are available at no charge to beneficiaries, as part of our policy through Unum. A counselor can help you answer tough questions such as “What do I do with the will?”  “Is it normal to experience this much grief?”  ”There’s so much paperwork, where do I begin?” “How do I pay the bills – which ones should I pay first?”  To speak to a counselor or for more information, call 1-800-422-5142 or visit Unum Lifeworks (id is “unum” and password is “support”).

Involuntary loss of other coverage

If you, your spouse or dependent under age 26 loses their health coverage, you may have 30 days to enroll in or change your UAMS coverage. The change must be consistent with the event. Qualifying events include:

Spouse loses eligibility for coverage through their employer due to termination, leave of absence, or reduction in hours;

Spouse’s employer stops contributing to the insurance premium;

You are covered under another employer’s COBRA plan and the continuation period (usually 18 months) is exhausted; or

Loss of public-assistance coverage such as Medicaid or ARKids1st.

Court decree

If the courts require you, the employee and the parent, to provide coverage for your dependent children, you have 30 days to change your UAMS coverage. The appropriate legal document must be provided. The same 30-day window applies when adding a child due to legal guardianship or legal custody.

Relocation to the USA

If your family has moved to the United States of America from another country in the last 30 days, you may add them to your medical and dental coverage. The appropriate travel or immigration documents must be provided to show date of entry into this country.

Change in UAMS employment

You may have a 30-day window to make new benefit elections if:

You transfer from a temporary job to a regular job;

You transfer from benefits-ineligible status (such as a student worker or graduate assistant) to benefits-eligible status;

You increase your percent of time worked from less than 50% (benefits-ineligible) to 50% or higher (now eligible for benefits); or

You are already eligible for benefits as a part-time employee but change to 100% full-time work status.

These are NOT qualifying events

Change of benefits or premium costs under spouse’s plan, causing UAMS’ plan to now be the “better” coverage;

Separation from spouse that is not legal;

You now have health problems but waived coverage when you were first hired or otherwise became eligible;

You leave UAMS but are rehired within 30 working days (generally 6 weeks).   This is considered a “reinstatement.”  Your termination date will be deleted and your coverage will be restored with no break in coverage.  Back premiums will be deducted from your next paycheck.

Benefit plan information on these web pages is in a summary format and is not intended to replace actual plan documents. UAMS reserves the right to amend or terminate all or any part of any benefit plan.