Retirement Savings Plans

If you are eligible for UAMS employer retirement contributions (* see footnote below) you have two retirement plans to choose from:

    • University of Arkansas Retirement Plan
      The UARP is the primary retirement plan.  You will be defaulted into this plan if by the end of your first 30 days you have not elected the alternative state plan.
    • Arkansas Public Employees Retirement System
      APERS is the alternative state plan and can only be elected only within your first 30 days.
      NOTE:  APERS will not be available to new employees starting 7-1-2016.  Current employee participants will be grandfathered in and will remain in this plan.

Each offers different opportunities for your retirement planning. You should consider factors such as your ability to make personal contributions, your future employment plans, and your interest in participating in the management of your investment funds.

* Housestaff, Residents and other employees who are ineligible for retirement benefits (including temporary employees, student employees and employees who work less than 20 hours a week) are eligible to make unmatched contributions to Tax Deferred Annuities.  Forms and information are available in Human Resources.

Tools to help you pick a plan

Retirement presentation -visit this site to view the PowerPoint used at New Employee Orientation
Retirement Plan options – comparison of the two plans, provided at orientation

Articles, resources

Taking the Mystery Out of Retirement Planning (US Dept of Labor)
Ultimate Guide to Retirement  (CNN Money)
America Saves


Benefit plan information on these web pages is in a summary format and is not intended to replace actual plan documents. UAMS reserves the right to amend or terminate all or any part of any benefit plan.