UA Retirement Plan

Useful Links, Contacts

TIAA website

Fidelity website

The University of Arkansas Retirement Plan is a 403(b) and 457(b) defined contribution plan. That means your benefits are based on contributions made to the plan by you and UAMS, plus the growth or interest earnings of those contributions. This is the default, primary plan for UAMS employees and employees at other University of Arkansas campuses.

All employees can contribute

Anyone who receives a paycheck at UAMS can make personal contributions to the UARP.  However, the employer match only applies to regular staff and faculty.

NEW:  Effective July 2016, employees will be required to contribute a minimum of 1%. This percentage will increase by 1% each year until the mandatory employee contribution reaches 5% in July 2020.  Also, the number of years one must work to become vested changes from 1 year to 2 years. 

Feb 5 letter to employees
Mar 22 letter to employees
Retirement benefit scenarios
 (see how your personal contributions can impact your retirement benefit down the road)
Effect of 1% deduction from your paycheck

Employees participating in the state retirement plan APERS, temporary employees, those who work less than half-time, residents, and student employees can make contributions on an unmatched basis via Tax Deferred Annuities.

UAMS Match

Once you select a fund sponsor – TIAA and/or Fidelity –  UAMS automatically contributes a base amount equal to 5% of your salary. You are encouraged to contribute to your account as well. Your contributions over 5% are matched by UAMS up to 10%. Because the plan is a combo 403(b) and 457(b) plan, you can generally contribute up to two times the applicable IRS limit on tax-deferred contributions.

Employees employed through 6-30-2016 are vested after 12 continuous months of employment and participation in the plan.  Employees hired 7-1-2016 or later will vest after 24 months. Vested means you are the owner of the monies contributed by the University.

Additional Retirement Information

How to reach your retirement contribution goal in 2016.   Tips to help you:
Maximize the UAMS match
Contribute all you can on a tax-deferred basis
Contribute all you can, tax-deferred and after-tax
Contribute until the UAMS match is reached, then stop

UA Retirement Plan Summary Plan Description 

Bucket illustration July 2016
Shows the limits on tax-deferred contributions and how your contributions flow from bucket to bucket.

Meet with a TIAA or Fidelity retirement counselor
Attend a TIAA or Fidelity seminar

Information about the Roth option added in October 2011
Fidelity Roth 403(b) Fact Sheet, Tutorial
TIAA Roth 403(b) BrochureTutorial
TIAA Roth Flyer

Retirement Forms

Retirement forms can be found on the Benefits Forms page.

If faxing, send to 501-686-5386.   Keep the original and fax confirmation.


Benefit plan information on these web pages is in a summary format and is not intended to replace actual plan documents.  UAMS reserves the right to amend or terminate all or any part of any benefit plan.