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Critical illness insurance is one of the voluntary plans offered by the University of Arkansas System. MetLife is the carrier and you would be purchasing an individual policy directly through them.
This plan pays a lump-sum benefit payment in the event you experience one of these covered medical conditions: cancer, heart attack, stroke, kidney failure, major organ transplant, Alzheimer’s or coronary artery bypass graft. You may use this payment as you see fit, such as paying for copays and deductibles, travel to treatment centers, child care, or other expenses not covered by your health insurance.
What does it cost?
It depends on the coverage you elect. The policy is in your name and you are responsible for the premium as determined by MetLife. But you enjoy a group discount through your employment at UAMS, plus convenient payroll deduction.
How do I enroll?
Read the summary of benefits in this kit. Then print the enrollment form on pages 4-5-6. Send to MetLife to apply for $10,000 or $20,000 policy. New employees can enroll within their first 60 days. Current employees can enroll during annual open enrollment as announced by MetLife, usually offered in November.
How do I file a claim?
Call MetLife at 1-800-438-6388.
Benefit plan information on these web pages is in a summary format and is not intended to replace actual plan documents. UAMS reserves the right to amend or terminate all or any part of any benefit plan.