The University of Arkansas Dental Plan is self-insured and self-funded. Ark. Blue Cross/Blue Shield replaces Delta Dental of Arkansas as the third party administrator and will process claims starting 1-1-2018.
Our dental plan is a preventive plan. It is designed to assist you in maintaining good oral health. Twice-a-year checkups and cleanings are covered in full. The plan has a $50 deductible for other services that are covered at either 80% (restorative care) or 50% (major care). $1,500 is the maximum annual benefit per person, although there is a rollover benefit that could increase this to $3,000. Starting Jan 2018, 50% coverage on orthodontia for children under age 18 will be covered, up to $2000 lifetime maximum per child .
Visit the UA System Benefits website (see Quick Links) for a detailed benefit summary.
Who can I cover?
You can cover your spouse as legally recognized by the State of Arkansas. You can also cover your children until their 26th birthday. You can wait and add your newborn when they have teeth, and before they reach age 3. However, if you pre-tax your dental premium deduction as most employees do, you may be limited to adding your toddler effective January 1 of the new tax year before they reach age 3. Contact our office and we can help you determine the earliest you can add your child to dental.
What does it cost?
Your premium cost is based on on the percent of time you work and the family members you are covering. UAMS pays 25% of the premium for full-time employees.
How do I enroll?
New employees may enroll within their first 30 days during their orientation or onboarding process. There is a waiting period before coverage takes effect. Once you enroll and complete the required forms, coverage takes effect the first of the following month.
Current employees may enroll when the University opens an open enrollment period. However, annual open enrollments are not guaranteed.
If you experience a qualifying event, you may have a special 30-day window to make changes to your coverage.
How do I file a claim?
Show your dental card to your provider and they will file the claim for you.
What else do I need to know?
You can review your benefits and check your claim status by logging in as a subscriber at the third party administrator’s website (see Quick Links above).
Benefit plan information on these web pages is in a summary format and is not intended to replace actual plan documents. UAMS reserves the right to amend or terminate all or any part of any benefit plan.