According to the J-1 program regulations, the exchange visitor must have proof that insurance is in effect that covers himself/herself and his/her dependents for sickness or accident during the period of participation in the program. The minimum J-1 insurance coverage requirements are as follows:
- Provide a minimum of $100,000 per accident or illness.
- Medical evacuation (emergency medical transportation to the home country) covered in the amount of $50,000.
- Repatriation (the transportation of remains back to the home country in the unfortunate event of death) covered in the amount of $25,000.
- The deductible must not exceed $500 per accident or illness.
If the exchange visitor is an UAMS benefits-eligible employee, s/he will be eligible for this coverage through UAMS-provided medical plans. If the exchange visitor is not a UAMS-paid employee or not eligible for benefits, they will need to secure insurance coverage for themselves through an outside company. The following are some companies that can be contacted to obtain health insurance:
The J-1 scholar must provide insurance proof upon arrival in the US. Failure to secure or maintain adequate health insurance may result in termination of the J-1 program participation.